Seattle Insurance

Getting Insurance in the Seattle Metro Area

Getting insurance inside Seattle and the surrounding area is easy and available online!  There are several types of insurance you may be interested in. Listings of local insurance agents for a variety of insurance options are available.

Common types of insurance and providers that are discussed on this site include

Washington Car Insurance

Car insurance or vehicle insurance is mandatory in the state of Washington if you are driving.   Save a fortune on vehicle insurance by selecting the right provider and policy.  Insurance comparison information and other helpful info such as state requirements and policy tools to compare insurance rates in Washington.

Seattle Home Insurance

Home insurance is designed to protect your home against various hazards such as wind, fire, water, theft, landslides, earthquakes, collisions and other events of a rarer nature.   Each policy and provider varies in what exactly is covered in a policy, and you may need to factor the costs of supplemental insurance coverage such as fire or flood insurance into your coverage calculations if it is not covered in your main policy.

Seattle Earthquake Insurance

Earthquakes happen from time to time in the Seattle and Puget sound are often not covered in the main part of a policy.   You may want to ask your policy provider about the provisions for this type of incident.

Seattle Fire Insurance

Seattle has its share of fire hazards.   Fires can quickly demolish the value of a house and are a homeowners worst nightmare.   A fire insurance policy can help you get a new home, and cover cleanup and other costs.   When looking at Seattle insurance policies for fire coverage be certain to ask about things like relocation coverage, cleanup coverage and the extent of valuables coverage as well as the primary costs involved with your house.

Flood Insurance

Seattle flood insurance is not always a great concern in the city, but in rural areas such as the Snohomish river valley and the Stillaguamish valley here in Washington, floods can be a fairly common event.   Typically flood insurance in certain regions is subsidized by the state.  If you live in a flood plain be sure to look into this and remain fully covered.   Floods can cause structural damage, extensive water damage and cause electrical problems.  Houses may or may not be recoverable after severe flooding.  Don’t let your investment get washed away.

Life Insurance

Life insurance, casualty insurance and Seattle whole life insurance are variants on life insurance policies.    By planning ahead you can make sure your family is provided for in the event of unexpected tragedy.   Many life insurance policies have characteristics of more classical investments and may be broad enough to cover things like long term care, nursing home coverage, educational expenses and other features.   These policies are worth discussing with an agent, and many are considered to be smart investments by financial advisors.  This varies and you should independently research everything related to your policy.